CompTIA CASP+ Practice Test

In which compliance category does a PCI assessment fall?

1. Internal policy

2. Legal requirement

3. Industry standard

4. Regulatory compliance

The correct answer is: Industry standard

A PCI assessment falls under the category of industry standard because the Payment Card Industry Data Security Standard (PCI DSS) is a set of security standards designed to ensure that all companies that accept, process, store or transmit credit card information maintain a secure environment. It was created by the PCI Security Standards Council, which is made up of major credit card companies. Compliance with PCI DSS is vital for organizations to protect sensitive payment information and is recognized as a benchmark for security efforts within the payment card industry. While regulatory compliance typically refers to compliance with laws and regulations established by governmental bodies, and legal requirements pertain to obligations under specific laws, the PCI standards are mainly industry-driven, focusing on best practices and requirements set forth by the payment card industry itself. Internal policy relates more to the specific guidelines an organization may set for itself that could go beyond industry standards but does not directly pertain to the industry-wide requirements established for payment data security. Therefore, categorizing PCI assessments as an industry standard accurately reflects their nature and purpose.